Retirement is not about the years in your life, it's the life in your years.
DO YOU FEEL UNCERTAIN ABOUT RETIREMENT?
It's almost impossible not to.
80%
Of Americans are nervous
about retirement
about retirement
73%
Of Americans are concerned about not having a lifetime income
71%
Of Americans are concerned about the
risk of a financial surprise
risk of a financial surprise
Annuities can help you track your retirement goals. Annuity as a long term care planning and wealth protection vehicles are something most people don’t know about.
Fixed index annuity provides an exceptional way to grow your nest egg, protect your money and keep it accessible for you when and how you need it. It can provide you cash-back guarantees better than the usual policies.
Unlike traditional investments like stocks and bonds, fixed index annuities offer a level of security and protection against market volatility. With a fixed index annuity, your principal is protected, and you can earn interest based on the performance of a stock market index. This means that your returns are tied to the market, but you won't lose any money if the market goes down.
Fixed index annuity provides an exceptional way to grow your nest egg, protect your money and keep it accessible for you when and how you need it. It can provide you cash-back guarantees better than the usual policies.
Unlike traditional investments like stocks and bonds, fixed index annuities offer a level of security and protection against market volatility. With a fixed index annuity, your principal is protected, and you can earn interest based on the performance of a stock market index. This means that your returns are tied to the market, but you won't lose any money if the market goes down.
- GUARANTEES
You can choose the certainty of a fixed interest rate that is annually declared and subject to minimum guarantees. Your annuity also has a Minimum Guaranteed Value.
- GROWTH POTENTIAL
You also have the choice of interest based on the performance of an external market Index.
- PROTECTION OF PRINCIPAL
Your savings are always protected from market fluctuations and are 100% principal protected. There is no direct downside market risk to your funds.
- TAX DEFERRAL
Save more for retirement with tax-deferred growth. The Denali™ Series allows you to keep more of your retirement savings working for you by deferring taxes until you choose to access the funds in your annuity.
- INCOME THAT CAN'T BE OUTLIVED
A lifetime withdrawal benefit is automatically included and ensures that you can generate a lifetime income that will last for your life.
- HIGHER INCOME IN A TIME OF NEED
To help prepare for the unexpected, the Denali Series can offer higher withdrawals for a period of time if certain health conditions are met.
- ACCESS TO FUNDS
Multiple liquidity options are available to help you when life throws a curveball. After the withdrawal charge term, you can always access the full account value of your annuity.
- WEALTH TRANSFER
Leave a legacy for your loved ones and avoid probate. The full account value is available after your death. If your spouse is the beneficiary, then he or she can always choose to continue the policy.
Type of Savings You Can Use
There are several types of savings vehicles that you can use to save money for your future: Certificate of Deposits, Savings Accounts, Money Markets, 401(k), 403(b), IRAs, Mutual Funds, Indexed Annuities, Indexed Universal Life. Here is a comparison of each one of those accounts:
BANK
MARKET
INDEX
CD,SA, MM
401(k),IRA,MF
INDEX / UL
PRINCIPAL PROTECTION
MARKET PARTICIPATION
PROTECTION ON EARNINGS
AVOID PROBATE WITHOUT TRUST
GUARANTEED GROWTH
LIFETIME INCOME
Why You Might Need A
Long Term Care Insurance Now
Long Term Care Insurance Now
Here are some of the benefits that can help you and your loved ones.
Achieve Financial Independence
With a solid long-term care plan, you can often continue to live independently and on your own terms, even as you age or face health challenges.
Get Better Options
When you plan ahead for long-term care, you have more options and greater flexibility when it comes to choosing care providers and facilities that meet your specific needs and preferences.
Protect Your Financial Assets
Long-term care can be expensive, but planning ahead can help you prepare financially and avoid unexpected expenses that could deplete your savings or retirement funds.
Less Burden To Your Loved Ones
By taking steps to plan for your long-term care needs, you can reduce the burden on your loved ones and help ensure that they are not left to shoulder the responsibility of care on their own.
Not Sure If This is For You?
Take Our Assessment.
Take Our Assessment.
This type of retirement insurance plan provides you a reliable and low-risk way to grow your wealth and prepare for your golden years. Check if you’re a good fit for this type of insurance so you can get started.
Protect your future. And Theirs.
Long term care planning through annuities can help you protect your nest egg and make sure that your loved ones won’t carry a piece of responsibility when difficult times happen.
Contact Us
Address: 1S450 Summit Ave Suite 375 Oakbrook Terrace, IL 60181
Main: 773.678.2156
Email: admin@thewealthacademy.us
Address: 1S450 Summit Ave Suite 375 Oakbrook Terrace, IL 60181
Main: 773.678.2156
Email: admin@thewealthacademy.us
Copyright © 2023 The Wealth Academy. All rights reserved.
Contact Us
Address: 1S450 Summit Ave Suite 375 Oakbrook Terrace, IL 60181
Main: 773.678.2156
Email: admin@thewealthacademy.us
Address: 1S450 Summit Ave Suite 375 Oakbrook Terrace, IL 60181
Main: 773.678.2156
Email: admin@thewealthacademy.us
Copyright © 2023 The Wealth Academy. All rights reserved.